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Terms and Conditions

THESE TERMS AND CONDITIONS APPLY TO ALL R4Z DATA CORP. WEBSITES WHICH
REFERENCE THESE TERMS AND CONDITIONS. PLEASE READ THESE TERMS AND CONDITIONS
CAREFULLY BEFORE USING THIS WEBSITE AS THEY CONTAIN BINDING LEGAL TERMS AND
OBLIGATIONS INCLUDING LIMITATIONS OF R4Z DATA CORP.’S LIABILITY AND DISCLAIMERS.
1. ACCEPTANCE OF TERMS
2. YOUR REGISTRATION OBLIGATIONS
3. R4Z DATA CORP. PRIVACY STATEMENT
4. — USER CONDUCT
5. SUBMITTED/UPLOADED CONTENT
6. FORUMS AND CHAT ROOMS
7. RESPONSIBILITY FOR MINORS
8. RESTRICTIONS ON RE— USE, RE-SALE OF SERVICES
9. COMMERCIAL — USE
10. ACCESS AND INTERFERENCE
11. DOWNLOADS
12. INDEMNITY
13. GENERAL PRACTICES REGARDING — USE AND STORAGE
14. MODIFICATIONS TO SERVICE (OTHER THAN PAID SERVICES)
15. TERMINATION
16. CONTENT LINKED TO A R4Z DATA SITE
17. DISCLAIMER OF WARRANTIES
18. LIMITATION OF LIABILITY
19. EXCLUSIONS AND LIMITATIONS
20. PROFESSIONAL INFORMATION DISCLAIMER
21. MEDICAL/HEALTH INFORMATION DISCLAIMER
22. FINANCIAL INFORMATION DISCLAIMER
23. SEARCH CONTENT DISCLAIMER
24. THIRD PARTY DEALINGS & ONLINE SALES DISCLAIMER
25. TRADEMARKS
26. GOVERNING LAW/JURISDICTIONAL ISSUES
27. ARBITRATION AND ACTIONS
28. MISCELLANEOUS
• Schedule “A” PHOTO SUBMISSION LICENCE, RELEASE & WAIVER
• Schedule “B” SUBMITTER CONTENT LICENCE, RELEASE & WAIVER

1. ACCEPTANCE OF TERMS

This website and its related services are provided to you by R4Z DATA CORP.
and/or its affiliates (herein referred to as “R4Z Data” or “we”) subject to the
following terms and conditions of service. By using any website which references
these Terms and Conditions (each a “R4Z Data Site” and collectively, the “R4Z
Data Sites”) or any products, content or other services available on a R4Z Data
Site (each a “Service” and collectively, the “Services”) including Services
offered on a payment basis (each a “Paid Service” and collectively, “Paid
Services”), you agree, without limitation or qualification, to be bound by these
terms and conditions and such other additional or alternative terms, conditions,
rules and policies which are displayed or to which you may be directed in
connection with a R4Z Data Site or Service (collectively the “Terms and
Conditions”), all as may be modified by R4Z Data in accordance with these Terms
and Conditions.These Terms and Conditions, along with any modifications or
additional or alternate terms or conditions referred to, including those related
to your agreement to use a Paid Service (a “Paid Services Agreement”) shall be
the entire agreement between you and R4Z Data and any prior communications
between you and R4Z Data (including, for example, e-mails) do not form part of
these Terms and Conditions. If you do not agree with these Terms and Conditions,
you may not use a R4Z Data Site or any of the Services.

2. YOUR REGISTRATION OBLIGATIONS

Certain Services may require that we collect certain registration data from you.
In consideration of your use of the Services, you agree to:

  1. provide true, accurate, current and complete information about yourself where
    required and as prompted by the Services registration form (such information
    being the “Registration Data”);
  2. maintain and promptly update the Registration Data to keep it true, accurate,
    current and complete; and if you provide any information that is untrue,
    inaccurate, not current or incomplete, or we have reasonable grounds to suspect
    that such information is untrue, inaccurate, not current or incomplete, we have
    the right to suspend or terminate your account and refuse any and all current or
    future use of the Services (or any portion thereof). Where you are required to
    create a password and account to access a Service, you are responsible for
    maintaining the confidentiality of the password and account, and are fully
    responsible for all activities that occur under your password or account. You
    agree to:

    1. immediately notify R4Z Data of any unauthorized use of your password or
      account or any other breach of security; and
    2. ensure that you exit from your account at the end of each session. R4Z Data
      cannot and will not be liable for any loss or damage arising from your failure
      to comply with this Section 2.

3. PRIVACY STATEMENT

Registration Data and certain other personal information about you is subject to
our Privacy Statement. For more information, please see our Privacy Statement.
You agree that R4Z Data has the right, but not the obligation, to monitor a R4Z
Data Site and the Services electronically from time to time and to disclose any
information as necessary to satisfy any law, regulation or other governmental
request, to operate a R4Z Data Site or any of the Services properly, or to
protect itself or its users in accordance with the Privacy Statement and
applicable privacy legislation.

You acknowledge that in the event that a third party service provider is located
in the United States or another foreign country, your personal information may
be processed and stored in the United States or such other foreign country, and
the governments, courts or law enforcement or regulatory agencies of that
country may be able to obtain disclosure of your personal information through
the laws of the foreign country. Whenever we engage a third party service
provider to do work for us, we confirm that its privacy and security standards
meet our requirements. You acknowledge and agree that this paragraph constitutes
prior written notice to you for , and your consent to, the collection, use and
disclosure of your personal information as described above.

4. — USER CONDUCT

All information, data, text, software, music (including both the particular
performance(s) and the underlying musical composition), sound, photographs,
graphics, images, avatars, video, messages, ideas, recipes, reviews, opinions,
suggestions or other materials on a R4Z Data Site (“Content”), submitted by a
user, whether publicly or privately posted, e-mailed, transmitted, uploaded or
otherwise submitted to a R4Z Data Site or the Services (“Submitter Content”) is
the sole responsibility of the person from which such Submitter Content
originated and any such post, e-mail, transmission, uploading or other
submission of such Submitter Content is subject to the Submission Release Terms
and Conditions referred to in Section 5 below. In addition to the license,
Release and Waiver terms for Photo Content and Submitter Content (as defined in
Section 5 below), you also acknowledge and agree that you, and not R4Z Data, are
entirely responsible for all Submitter Content that you post, e-mail, transmit,
upload or otherwise submit via a R4Z Data Site and/or pursuant to the Services.
R4Z Data does not control the Submitter Content posted via a R4Z Data Site and,
as such, does not guarantee the accuracy, integrity or quality of such Content.
You understand that by using a R4Z Data Site or Service, you may be exposed to
Content that is offensive, indecent or objectionable. Under no circumstances
will R4Z Data be liable in any way for any loss, damage or injury related to, or
arising as a result of, any Content (including Submitter Content), including,
but not limited to, any errors or omissions in any Content, or any loss or
damage of any kind incurred as a result of the use of any Submitter Content
posted, e-mailed, transmitted, uploaded or otherwise submitted via a Service.

You agree to not use any Service to post, e-mail, transmit, upload or otherwise
submit any Submitter Content that:

  1. is offensive to the online community, such as Content that promotes racism,
    bigotry, hatred or physical harm of any kind against any group or individual;
  2. could be harmful to minors;
  3. harasses or advocates harassment of another person;
  4. involves the transmission of “junk mail”, “chain letters”, or unsolicited
    mass mailing or “spamming”
  5. promotes information that is false, misleading, illegal or promotes illegal
    activities or conduct that is abusive, threatening, obscene, defamatory or
    libelous;
  6. infringes any patent, trademark, trade secret, copyright or other proprietary
    rights of any party including, without limitation, promoting an illegal or
    unauthorized copy of another person’s copyrighted work, such as providing
    pirated computer programs or links to them, providing information to circumvent
    manufacture-installed copy-protect devices, or providing pirated music or links
    to pirated music files;
  7. contains restricted or password only access pages, or hidden pages or images
    (those not linked to or from another accessible page);
  8. displays pornographic or sexually explicit material of any kind;
  9. provides material that exploits people under the age of 18 in a sexual or
    violent manner, or solicits personal information from anyone under the age of
    18;
  10. provides instructional information about illegal activities such as making
    or buying illegal weapons, violating someone’s privacy, or providing or creating
    computer viruses;
  11. solicits passwords or personal identifying information for commercial or
    unlawful purposes from other users;
  12. transmits information to which you do not have a right under any law or
    under contractual or fiduciary relationships (such as inside information,
    proprietary and confidential information )
  13. engages in commercial activities and/or sales, such as contests,
    sweepstakes, barter, advertising, and pyramid schemes, without our prior written
    consent; and
  14. contains or will contain any disabling mechanism or protection feature
    designed to prevent its use, including any clock, timer, counter, computer
    virus, worm, software lock, drop dead device, Trojan horse routine, trap door,
    time bomb or any other codes, designs, routines or instructions that may be used
    to access, modify, replicate, distort, delete damage or disable the Content, any
    Services or a R4Z Data Site and any world wide web pages or any operating system
    software or hardware on which such Content, Service or a R4Z Data Site is
    operated or displayed except as specifically designed into the Content.

R4Z Data and its designees shall have the right to remove any Submitter Content
that violates these Terms and Conditions, or is otherwise objectionable. You
agree that you must evaluate, and bear all risks associated with, the use of any
Content, including any reliance on the accuracy, completeness, or usefulness of
such Content. You acknowledge and agree that R4Z Data may preserve Content and
may also disclose Content if required to do so by law or in the good faith
belief that such preservation or disclosure is reasonably necessary to:

  1. comply with legal process;
  2. enforce these Terms and Conditions;
  3. respond to claims that any Content violates the rights of third-parties; or
  4. protect the rights, property, or personal safety of R4Z Data, its users
    and/or the public.

5. SUBMITTED/UPLOADED CONTENT

You agree that by posting, e-mailing, transmitting, uploading or otherwise
submitting any Submitter Content materials to any content generating or
submitting Service on a R4Z Data Site including, without limitation, to any
chat-room, forum, literary and/or dramatic content upload Service,
reporting/blogging Service, criticism, review or opinion upload Service, or any
image, photograph or other visual art-form upload Service, you are agreeing to
the applicable Submission Release Terms and Conditions linked here for your
reference. For any photo that may be uploaded, please refer to
the following Photo Submission license, Release and Waiver (Schedule “A” below).
For all other Submitter Content please refer to the following Submission
license, Release and Waiver (Schedule “B” below). Each of these licenses,
Releases and Waivers are hereby incorporated by reference into these Terms and
Conditions. PLEASE READ THE APPLICABLE SUBMISSION RELEASE TERMS AND CONDITIONS
BEFORE POSTING, E-MAILING, TRANSMITTING, UPLOADING OR OTHERWISE SUBMITTING ANY
CONTENT WHATSOEVER TO A R4Z DATA SITE OR SERVICE. ANY SUCH POSTING, E-MAILING,
TRANSMITTING, UPLOADING OR OTHER SUBMISSION OF CONTENT TO A R4Z DATA SITE OR
SERVICE WILL INDICATE THAT YOU ACCEPT AND AGREE TO BE BOUND BY THE APPLICABLE
SUBMISSION RELEASE TERMS AND CONDITIONS. WITHOUT LIMITING THE GENERALITY OF THE
SUBMISSION RELEASE TERMS AND CONDITIONS, UNDER NO CIRCUMSTANCES SHALL ANY
DISCLOSURE OF ANY SUBMITTER CONTENT OR RELATED MATERIAL TO R4Z DATA BE SUBJECT
TO ANY OBLIGATION OF CONFIDENTIALITY OR EXPECTATION OF COMPENSATION. EXCEPT IN
RESPECT OF MUSIC (WHICH — USE SHALL BE GOVERNED BY THE MUSIC SUBMISSION LICENSE,
RELEASE AND WAIVER) BY SUBMITTING SUBMITTER CONTENT OR ANY RELATED MATERIAL TO
R4Z DATA, YOU ARE WAIVING ANY AND ALL RIGHTS (INCLUDING WITHOUT LIMITATION MORAL
RIGHTS) THAT YOU MAY HAVE IN THE SUBMITTER CONTENT OR ANY RELATED MATERIAL AND
ARE REPRESENTING AND WARRANTING TO R4Z DATA THAT THE SUBMITTER CONTENT (AND ALL
PARTS OF IT) OR ANY RELATED MATERIAL ARE WHOLLY ORIGINAL WITH YOU, THAT NO ONE
ELSE HAS ANY RIGHTS IN THE SUBMITTER CONTENT OR ANY RELATED MATERIAL AND THAT
R4Z DATA IS FREE TO IMPLEMENT, PUBLISH, DISTRIBUTE, REPRODUCE, COMMUNICATE (AND
AUTHORIZE THE COMMUNICATION OF), TRANSMIT, MODIFY AND OTHERWISE EXPLOIT THE
SUBMITTER CONTENT (INCLUDING ANY IDEA AND/OR SUGGESTION) AND TO — USE THE RELATED
MATERIAL IF IT SO DESIRES, AS PROVIDED OR AS MODIFIED BY R4Z DATA, WITHOUT
OBTAINING PERMISSION OR LICENSE FROM ANY THIRD PARTY.

6. FORUMS AND CHAT ROOMS

When participating in a forum or chat room, never assume that people are who
they say they are, know what they say they know, or are affiliated with whom
they say they are affiliated. R4Z Data cannot be responsible for the content or
accuracy of any information, and will not be responsible for any reliance or
decisions made based on such information. When using a forum or chat room, you
may not post, transmit, link to, or otherwise distribute any information,
materials or content that does not generally pertain to the designated topic or
theme of the particular forum or chat room. Use of a forum or chat room for
commercial purposes of any kind is strictly prohibited. Please note that R4Z
Data reserves the right to refuse to post or to remove any information or
materials, in whole or in part, that, in its sole discretion, are unacceptable,
undesirable, or in violation of these Terms and Conditions. Use of and/or
participation in connection with any forum, chat room or message board shall
indicate your acceptance of the Terms and Conditions.

7. RESPONSIBILITY FOR MINORS

In cases where you have authorized a minor to use a R4Z Data Site or any of the
Services, you recognize that you are fully responsible for:

  1. the online conduct of such minor;
  2. controlling the minor’s access to and use of a R4Z Data Site or any of the
    Services; and
  3. the consequences of any misuse by the minor. You acknowledge that some of the
    areas of a R4Z Data Site may contain Content that is inappropriate for minors.
    You acknowledge that R4Z Data has no obligation to monitor the Services or any
    Content accessible through a R4Z Data Site.

8. RESTRICTIONS ON RE— USE, RE-SALE OF SERVICES

Unless otherwise indicated, all Content available on a R4Z Data Site, including
the manner in which such Content is presented, and the Services are: Copyright ©
2015 R4Z Data, its affiliates, related companies, unaffiliated partners and/or
licensors. All rights reserved. Such Content is protected by Canadian and
worldwide copyright laws and treaty provisions. R4Z Data grants you a limited
non-exclusive, non-transferable license to use and display on your computer or
other electronic access device, the Content and Services for your own personal
and non-commercial use only, provided that you do not modify the Content and
that you maintain all copyright and other proprietary notices. Except as
provided herein, you agree not to reproduce, make derivative works of,
retransmit, distribute, sell, publish, communicate, broadcast or otherwise make
available any of the Content obtained through a R4Z Data Site or any of the
Services, including without limitation, by caching, framing, deep-linking or
similar means, without the prior written consent of the respective copyright
owner of such Content. Your entry or participation in any contest, sweepstakes,
promotion or other similar offering on a R4Z Data Site (each, a “Contest”) shall
also be subject to and governed by the specific rules and regulations in respect
of that Contest.

9. COMMERCIAL — USE

No bulletin board, forum, chat room or other areas of a R4Z Data Site may be
used by you for any commercial purposes such as to conduct sales of goods and
services of any kind. You must obtain our prior written consent to make
commercial offers of any kind, whether by advertising, solicitations, links, or
any other form of communication. Without limiting the foregoing, you may not
resell or link to other sites for any commercial purpose whatsoever. We reserve
the right to investigate and take appropriate legal action against anyone who
violates this provision, including without limitation, removing the offending
communication from a R4Z Data Site and barring such violators from use of a R4Z
Data Site. We reserve the right to block access to a R4Z Data Site by any user
known or reasonably believed to be utilizing automated means to process
commercial uses (including sale of goods and services).

10. ACCESS AND INTERFERENCE

You agree that you will not use any robot, spider, other automatic device, or
manual process to monitor or copy our web pages or the Content contained thereon
or for any other unauthorized purpose without our prior express written
permission. You agree that you will not use any device, software or routine to
interfere or attempt to interfere with the proper working of a R4Z Data Site.
You agree that you will not take any action that imposes an unreasonable or
disproportionately large load on our infrastructure. You agree that you will not
access, reload or “refresh” pages contained on a R4Z Data Site, or make any
other request to transactional servers, more than once during any three second
interval.

11. DOWNLOADS

Certain Services may allow you to download software applications or other forms
of Content, including files, images and/or data incorporated therein
(collectively, the “Software”). The Software is made available to you by R4Z
Data or third parties subject to these Terms and Conditions and the terms and
conditions made available to you during the software installation process. You
agree that the Software is licensed to you by R4Z Data or third parties for your
personal and non-commercial use only provided that you do not modify the
Software and that you maintain all copyright and other proprietary notices and
that R4Z Data or the designated third parties retain full and complete title to
the Software and all intellectual property rights therein. You may not
redistribute, sell, de-compile, reverse engineer, disassemble, or otherwise
reduce the Software to a human-readable form. You agree that it is your
responsibility to review and evaluate the Software and the related terms and
conditions, and that all risk associated with the use of, or reliance on, the
Software rests with you. You further agree that R4Z Data, including its
suppliers, shall not be responsible or liable, directly or indirectly, in any
way for any loss or damage of any kind incurred as a result of, or in connection
with your use of, or reliance on, the Software, including the failure of the
Software to meet your needs, standards, expectations or specifications. A R4Z
Data Site and/or Services and software derived from a R4Z Data Site and/or
Services may be further subject to certain Canadian and United States export
controls. No software from a R4Z Data Site or Service may be downloaded or
otherwise exported or re-exported into (or to a national or resident of) any
country prohibited by such export controls or to anyone on the U.S. Treasury
Department’s list of Specially Designated Nationals or the U.S. Commerce
Department’s Table of Deny Orders. By downloading or using a R4Z Data Site,
Services or any software derived there from, you acknowledge that it is your
responsibility to determine the applicability of and the compliance with, any
export controls and you hereby represent and warrant that you are not located
in, under the control of, or a national or resident of any such country or on
any such list referred to above in respect of any applicable export control.

12. INDEMNITY

You agree to defend, indemnify and hold harmless each of R4Z Data, its
affiliates and licensors and each of their respective officers, directors,
employees and agents, including all third parties mentioned on a R4Z Data Site,
from and against any and all claims, actions or demands, including without
limitation reasonable legal and accounting fees, resulting from or related to:

  1. your breach of any of these Terms and Conditions (including any Terms and
    Conditions incorporated by reference) or your Paid Services Agreement ;
  2. your access to or use of a R4Z Data Site, Services or Content; or
  3. your use or reliance on, or publication, communication or distribution of
    anything on or from a R4Z Data Site or through any of the Services. You shall
    use your best efforts to cooperate with us in the defense of any claim. We
    reserve the right, at our own expense, to assume the exclusive defense and
    control of any matter otherwise subject to indemnification by you.

13. GENERAL PRACTICES REGARDING — USE AND STORAGE

You acknowledge that R4Z Data may establish general practices and limits
concerning use of the Services, including without limitation the maximum number
of days that Submitter Content will be retained by a R4Z Data Site, the maximum
disk space that will be allotted on R4Z Data servers on your behalf, and the
maximum number of times (and the maximum duration for which) you may access a
R4Z Data Site or the Services in a given period of time. You agree that R4Z Data
has no responsibility or liability for the deletion or failure to store any
messages and other communications or other Submitter Content maintained or
transmitted on or by a R4Z Data Site or Service. You further acknowledge that,
in relation to free services, R4Z Data reserves the right to change these
general practices and limits at any time, in its sole discretion, with or
without notice.

14. MODIFICATIONS TO SERVICES (OTHER THAN PAID SERVICES)

For users of a R4Z Data Site and/or any Services, R4Z Data reserves the right,
in its sole discretion, at any time and from time to time to modify these Terms
and Conditions and discontinue, temporarily or permanently, a R4Z Data Site or
Services (or any part of a R4Z Data Site or Services) with or without notice.
You agree that any modification or discontinuance of a R4Z Data Site or Services
may be effected without prior notice, and acknowledge and agree that in
connection with any such modification or discontinuance, R4Z Data may
immediately deactivate or delete your account and all related information and
files in your account (including any registration data). You further agree that
R4Z Data shall not be liable to you or to any other person as a result of any
such modification or discontinuance for any reason whatsoever. Your continued
use of a R4Z Data Site or Service will mean that you accept those changes. For
users of Paid Services, modifications of your Services and these Terms and
Conditions are governed by your Paid Services Agreement, including all relevant
provisions of these Terms and Conditions.

15. TERMINATION

You agree that R4Z Data, in its sole discretion, may suspend or terminate your
password, account (or any part thereof) or use of a R4Z Data Site or Services,
and remove and discard any Submitter Content within the Service at its
convenience, or for any reason, including, without limitation, for lack of use
or if R4Z Data believes that you have violated or acted inconsistently with the
letter or spirit of the Terms and Conditions. R4Z Data may also in its sole
discretion and at any time discontinue providing a R4Z Data Site or Services, or
any parts of a R4Z Data Site or Services, with or without notice. You agree that
any suspension and/or termination of your access to a R4Z Data Site or Services
may be effected without prior notice, and acknowledge and agree that R4Z Data
may immediately deactivate or delete your account and all related information
and files in your account (including any Registration Data) and/or bar any
further access to such files or the Services. You further agree that R4Z Data
shall not be liable to you or to any other person as a result of any such
suspension or termination. If you are dissatisfied with a R4Z Data Site or any
of the Services or with any terms, conditions, rules, policies, guidelines, or
practices of R4Z Data in operating a R4Z Data Site or any of the Services, your
sole and exclusive remedy is to discontinue using a R4Z Data Site or Services in
question.

16. CONTENT LINKED TO R4Z DATA SITES

Please exercise discretion while browsing the Internet. Please note that certain
links on a R4Z Data Site may take you to other websites. R4Z Data provides these
links only as a convenience and not as an endorsement by R4Z Data . These linked
sites are not necessarily under the control of R4Z Data. If you decide to visit
any linked site, you do so at your own risk and it is your responsibility to
take all protective measures to guard against viruses and other destructive
elements. Furthermore, you acknowledge and confirm that you are responsible for
viewing and abiding by the terms of use and privacy policies posted at these
third party linked sites. R4Z Data is not responsible for the content of any
such linked sites or any other web page which is not part of a R4Z Data Site and
under R4Z Data control. Unless otherwise expressly provided, R4Z Data makes no
representation or warranty regarding, and does not endorse, any linked site or
the information, products or services appearing thereon. Accordingly, you agree
that R4Z Data will not be responsible or liable in any way for the accuracy,
relevancy, copyright compliance, legality, or decency of material contained in
any site linked from a R4Z Data Site or the use of any personal information that
you provide to such linked site by the operator(s) of such linked site.

17. DISCLAIMER OF WARRANTIES

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

  1. YOUR — USE OF A R4Z DATA SITE OR SERVICE IS AT YOUR SOLE RISK. TO THE MAXIMUM
    EXTENT PERMITTED BY APPLICABLE LAW, A R4Z DATA SITE OR SERVICE IS PROVIDED ON AN
    “AS IS” AND “AS AVAILABLE” BASIS. R4Z DATA EXPRESSLY DISCLAIMS ALL WARRANTIES OF
    ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED
    WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND
    NON-INFRINGEMENT.
  2. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, R4Z DATA MAKES NO WARRANTY
    THAT
    a. A R4Z DATA SITE OR SERVICE WILL MEET YOUR REQUIREMENTS,
    b. A R4Z DATA SITE OR SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR
    ERROR-FREE,
    c. THE RESULTS THAT MAY BE OBTAINED FROM THE — USE OF A R4Z DATA SITE OR SERVICE
    WILL BE ACCURATE OR RELIABLE,
    d. THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL
    PURCHASED OR OBTAINED BY YOU THROUGH A R4Z DATA SITE OR SERVICE WILL MEET YOUR
    EXPECTATIONS, AND
    e. ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.
  3. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE — USE OF A R4Z DATA
    SITE OR SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY
    RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS
    FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
  4. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NO ADVICE OR INFORMATION,
    WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM R4Z DATA, A R4Z DATA SITE OR
    THROUGH OR FROM ANY SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN
    THE TERMS AND CONDITIONS.

18. LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND AND AGREE THAT R4Z DATA SHALL NOT BE LIABLE FOR ANY
DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES,
INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, — USE, DATA
OR OTHER INTANGIBLE LOSSES (EVEN IF R4Z DATA HAS BEEN ADVISED OF THE POSSIBILITY
OF SUCH DAMAGES), RESULTING FROM:

  1. THE — USE OR THE INABILITY TO — USE A R4Z DATA SITE OR SERVICE;
  2. THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY
    GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED
    OR TRANSACTIONS ENTERED INTO THROUGH OR FROM A R4Z DATA SITE OR SERVICE;
  3. UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA;
  4. STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON A R4Z DATA SITE OR SERVICE; OR
  5. ANY OTHER MATTER RELATING TO A R4Z DATA SITE OR SERVICE. YOU EXPRESSLY
    ACKNOWLEDGE THAT R4Z DATA HAS ENTERED INTO THIS AGREEMENT, AND HAS AND WILL MAKE
    A R4Z DATA SITE, SERVICE AND CONTENT AVAILABLE TO YOU IN RELIANCE UPON THE
    LIMITATIONS AND EXCLUSIONS OF LIABILITY AND THE DISCLAIMERS SET FORTH IN THESE
    TERMS AND CONDITIONS, AND THAT THE SAME FORM AN ESSENTIAL BASIS OF THE BARGAIN
    BETWEEN YOU AND R4Z DATA. YOU EXPRESSLY AGREE THAT THE LIMITATIONS AND
    EXCLUSIONS OF LIABILITY AND THE DISCLAIMERS SET FORTH IN THESE TERMS AND
    CONDITIONS WILL SURVIVE, AND CONTINUE TO APPLY IN THE CASE OF, FUNDAMENTAL
    BREACH OR BREACHES, THE FAILURE OF ESSENTIAL PURPOSE OF CONTRACT, THE FAILURE OF
    ANY EXCLUSIVE REMEDY OR TERMINATION OF THIS AGREEMENT.

19. EXCLUSION AND LIMITATIONS

EXCLUSIONS AND LIMITATIONS SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF
CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR
CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 18
AND 19 MAY NOT APPLY TO YOU.

20. PROFESSIONAL INFORMATION DISCLAIMER

A R4Z Data Site may make available certain information provided by third parties
related to various professional fields such as, without limitation, medicine and
other health, diet and fitness, and home improvement, renovation and design
related matters (the “Professional Information”). The Professional Information
is provided for educational and entertainment purposes only and should not be
interpreted as a recommendation for a specific treatment plan, product or course
of action. Use of a R4Z Data Site does not replace consultations with a
qualified medical, nutrition, contractor, designer or other relevant
professional. In addition, while the Professional Information is frequently
updated, this information changes rapidly and therefore, some of the
Professional Information may be out of date. You agree that all risk associated
with the use of, or reliance on, any of the Professional Information rests with
you. You further agree that R4Z Data, including its suppliers, shall not be
responsible or liable, directly or indirectly, in any way for any loss or damage
of any kind incurred as a result of, or in connection with your use of, or
reliance on, any such Professional Information.

21. MEDICAL/HEALTH INFORMATION DISCLAIMER

The Professional Information may contain health-related and medical-related
information (including without limitation any facts, views, opinions,
recommendations, descriptions of, or references to, products, services,
medications, diets, nutritional or other information). Such health-related and
medical-related information made available by R4Z Data, through a R4Z Data Site
or any of the Services is:

  1. for informational purposes only;
  2. not to be used or construed as a substitute for professional medical advice,
    diagnosis, or treatment;
  3. not intended as a recommendation or endorsement of any specific tests,
    products, procedures, opinions or any other information. Reliance on any
    health-related or medical-related Professional Information on, or accessible
    through, a R4Z Data Site or Services is solely at your own risk. ALWAYS SEEK THE
    ADVICE OF YOUR PHYSICIAN OR OTHER QUALIFIED HEALTH PROVIDER WITH ANY QUESTIONS
    YOU MAY HAVE REGARDING A MEDICAL CONDITION OR PROPOSED DIET OR NUTRITION
    PROGRAM. NEVER DISREGARD PROFESSIONAL MEDICAL ADVICE OR DELAY IN SEEKING IT
    BECA– USE OF SOMETHING YOU HAVE READ ON A R4Z DATA SITE.

22. FINANCIAL INFORMATION DISCLAIMER

The Professional Information may contain financial information (including any
facts, views, opinions, recommendations, descriptions of, or references to,
products or securities). Such financial information made available by R4Z Data,
through a R4Z Data Site or any of the Services is: (a) for informational
purposes only; (b) not to be used or construed as an offer to sell, a
solicitation of an offer to buy, or an endorsement, recommendation, or
sponsorship of any entity or security by R4Z Data; and (c) not necessarily
reflective of the views or policy of R4Z Data, including the publisher,
contributors and staff of, and advertisers on, a R4Z Data Site. You acknowledge
and agree that any request for information by you is unsolicited and shall
neither constitute nor be construed as investment advice by R4Z Data. You should
apply your own judgment in making any use of any financial information,
including, without limitation, the use of any information contained therein as
the basis for any conclusions. You bear responsibility for your own investment
research and decisions. PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS STRONGLY
RECOMMENDED THAT YOU SEEK OUTSIDE ADVICE FROM A QUALIFIED INVESTMENT ADVISOR.
R4Z DATA DOES NOT PROVIDE OR GUARANTEE ANY FINANCIAL, LEGAL, TAX, OR ACCOUNTING
ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF
ANY PARTICULAR INVESTMENT, SECURITY, OR INFORMATION SOURCE. You acknowledge that
R4Z Data may invest or otherwise hold interests in entities which may be
referenced in any of the Services or Content accessible through a R4Z Data Site.
The views and opinions expressed on a R4Z Data Site are not intended to
constitute a description of securities bought, sold, or held on behalf of R4Z
Data nor an indication by R4Z Data of any intention to buy, sell, or hold any
security.

23. SEARCH CONTENT DISCLAIMER

Any and all pictures, sounds, sound effects, sound recordings, musical works,
performances, graphics, video, cinematic productions, audio-visual works, search
results, listings (paid or free) and/or the arrangement thereof and any other
works (the “Multimedia Content”) located through a R4Z Data Site’s search
services are protected by copyright and/or other intellectual property laws. R4Z
Data does not have the right to authorize you to reproduce, distribute, publicly
display, publicly perform, communicate or create derivative works from any files
containing such Multimedia Content. Where search results link to sites outside a
R4Z Data Site, all of the Multimedia Content contained on such sites is owned
and served by entities other than R4Z Data. R4Z Data provides you with the URL
or address of the Multimedia Content; this information may be used to determine
the server of the Multimedia Content. If you intend to make use of any
Multimedia Content accessed through a R4Z Data Site’s search services for
commercial or noncommercial purposes, we strongly suggest that you contact the
server and/or owner of the Multimedia Content for permission to use such
Multimedia Content.

24. THIRD PARTY DEALINGS & ONLINE SALES DISCLAIMER

You acknowledge that some of the services accessible on a R4Z Data Site are
provided by third parties, including but not limited to health newsletters and
surveys You acknowledge and agree that your correspondence or business dealings
with any third parties, including any merchants or advertisers, found on, or
through, a R4Z Data Site or any of the Services, including payment for and
delivery of related goods and services, and all other terms, conditions,
representations and warranties related to such dealings, are solely as between
you and such third parties.

25. TRADEMARKS

All logos, trademarks and design marks, broadcasting service-related trademarks
and design marks, service names and associated designs are trademarks and
registered trademarks owned or licensed by R4Z Data and/or their affiliates or
related companies (collectively, the “R4Z Data Marks”). All other product, brand
and company names and logos used or mentioned on a R4Z Data Site or any of the
Services may be the trademarks or registered trademarks of their respective
owners. Any use of any trademarks appearing on a R4Z Data Site or any of the
Services without the express written consent of the owner of the trademark is
strictly prohibited.

26. GOVERNING LAW/JURISDICTIONAL ISSUES

Except for third party sites and services independently operated and accessed
through a R4Z Data Site, all R4Z Data Sites and Services are controlled,
operated and administered by R4Z Data from its offices within Canada. R4Z Data
makes no representation or warranty that a R4Z Data Site or any of the Services
are appropriate or available for use at any locations outside Canada. If you
access a R4Z Data Site from outside Canada, you are responsible for compliance
with all applicable laws. You may not export any of the Content accessible
through a R4Z Data Site in violation of applicable export laws and regulations.
These Terms and Conditions shall be interpreted, construed and governed by the
laws in force in the Province of Ontario, and the federal laws of Canada
applicable therein, without reference to its conflict of laws principles.
Subject to the Arbitration and Actions paragraph below, each party hereby agrees
to submit to the jurisdiction of the courts of the Province of Ontario and the
Federal Courts situated therein, and to waive any objections based upon venue.
The United Nations Convention on Contracts for the International Sale of Goods
does not apply to these Terms and Conditions.

27. ARBITRATION AND ACTIONS

Except where prohibited by applicable law, any controversy, claim or dispute
arising out of or relating to these Terms and Conditions, your use of any R4Z
Data Site or Service (including Paid Services) or the relationship which results
from these Terms and Conditions, including without limitation, the performance,
breach, enforcement, existence or validity of the matters provided for in these
Terms and Conditions which cannot be amicably resolved, even if only one of the
parties declares that there is a difference (collectively, a “Claim”), will be
referred to and finally settled (to the exclusion of the courts) by private and
confidential binding arbitration before a single arbitrator held in Toronto,
Ontario in English and governed by Ontario law pursuant to the Arbitration Act
1991, (Ontario), as amended, replaced or re-enacted from time to time. The
arbitrator shall be a person who is legally trained and who has experience in
the information technology field in Canada and is independent of either party.
Any such Claim shall be arbitrated on an individual basis, and shall not be
consolidated in any arbitration with any claim, controversy or dispute of any
other party. Except where prohibited by applicable law, you agree to waive any
right you may have to commence or participate in any class action against us
related to any Claim and, where applicable, you also agree to opt out of any
class proceedings against us. Notwithstanding the foregoing, we reserve the
right to pursue the protection of intellectual property rights and confidential
information through injunctive or other equitable relief through the courts.

28. MISCELLANOUS

These Terms and Conditions constitute the entire agreement between R4Z Data and
you pertaining to your use of a R4Z Data Site and Services and, except as
specifically set forth herein, supersede any prior agreements between you and
R4Z Data relating to a R4Z Data Sites and Services. R4Z Data may assign these
Terms and Conditions, in whole or in part, at any time. R4Z Data failure to
insist upon or enforce strict performance of any right or provision of the Terms
and Conditions shall not constitute or be construed as a waiver of any right or
provision. If any of the provisions (or parts thereof) contained in the Terms
and Conditions are determined to be void, invalid or otherwise unenforceable by
a court of competent jurisdiction, such determination shall not affect the
remaining provisions (or parts thereof) contained herein. The parties have
required that the Terms and Conditions and all documents relating thereto be
drawn up in English. Les parties ont demandé que cette convention ainsi que tous
les documents que s’y rattachent soient rédigés en anglais (Version française).
In the event of a conflict between the English and French version of these
terms, the English version shall prevail.

Schedule “A” – Photo Submission Licence, Release and Waiver

Please note that we cannot publish your photographic materials or images
(“Photos”) if you do not own all rights in them, and have permission from those
who may appear in your Photos to publish the Photos. If you decide at any time
that you no longer want us to use your Photos pursuant to this license, simply
send us a written request to the Attention of: Rights Manager – R4Z Data
Corp at 429 Elizabeth Street, Burlington, ON, L7R 2L8.

In consideration of R4Z Data’s agreement to allow you to post, e-mail, transmit,
upload or otherwise submit any Photo to a R4Z Data Site or Service and,
possibly, to review, and potentially publish any such materials submitted to R4Z
Data by you, and for other valuable consideration the receipt and sufficiency of
which are hereby expressly and irrevocably acknowledged, you agree with R4Z Data
as follows:

  1. You grant to R4Z Data a non-exclusive and royalty-free right and license,
    (but not the obligation), in perpetuity throughout the world, to use, reproduce,
    store, transmit, communicate the Photo in whole or in part, or any part thereof,
    (i) on a R4Z Data Site now existing or to be created (including, without
    limitation, internet web pages located at the domain name R4Z Data or its
    successor websites) and however configured for any electronic distribution
    platform or device whether fixed or mobile (whether now known or to be devised
    and including, without limitation, phones, personal digital assistant, pagers
    and other wireless enabled devices and applications); and (ii) in any newspaper
    (including but not limited to print and Digital Editions of such newspapers)
    owned or operated by R4Z Data and/or its affiliates, related companies,
    unaffiliated partners and/or licensees, successors or assigns, for the purpose
    of promoting your Photo and its submission to a R4Z Data Site. You irrevocably
    waive, in R4Z Data favour any and all so-called “moral rights” in connection
    with your Photo. You grant these rights and this waiver to R4Z Data free of
    charge.
  2. You represent and warrant that:
    a. you own or control all of the rights in and to your Photo. The rights granted
    to R4Z Data in this license, the Photo and every one of its component elements
    are, wholly original with you and not copied in whole or in part from any other
    work, and/or you have obtained all necessary rights or licences in order to
    authorize use of your Photo for the above purposes;
    b. you have the right to grant to R4Z Data the rights granted to us in this
    license. No further permissions, consents or payments are required from or to,
    any third party in connection with the use by R4Z Data of the rights granted
    hereunder, there is (and will not be) any agreement with a third party that may
    in any way interfere with R4Z Data rights under this license, and such rights
    are and shall be free and clear of any and all claims, rights and obligations
    whatsoever;
    c. this license, and the Photo shall not be subject to the jurisdiction of any
    guild, organization, corporation or collective in any jurisdiction and no
    additional payment, royalties, or consent of any party are required in
    connection with R4Z Data exercise of the rights granted in this license. Without
    limiting what you have represented to above, you have not previously assigned
    any or all of the rights in and to the Photo to any guild, organization,
    corporation or collective or other person or entity whatsoever; and you are a
    resident of Canada.
  3. R4Z Data is the sole owner of all rights (including copyright) in a R4Z Data
    Site and in this capacity shall have the right to use the Photo in any manner in
    its sole discretion within the terms of this license, including, but not limited
    to the right to edit your Photo to accommodate publication requirements; and to
    add to, delete from, edit, alter and otherwise combine the content with any
    other content in any manner and in any media whatsoever.
  4. You expressly and irrevocably release and forever discharge R4Z Data, its
    parent, subsidiary, affiliated and associated companies, and their directors,
    officers, employees, agents, representatives, independent and dependent
    contractors, licensees, successors and assigns of and from any and all actions,
    causes of action, suits, proceedings, liability, debts, judgments, claims and
    demands whatsoever in law or equity which you ever had, now have, or hereafter
    can, shall or may have, for or by reason of, or arising directly or indirectly
    out of, R4Z Data exercise of its rights in this license, release and waiver.
  5. You hereby agree to indemnify and hold harmless R4Z Data, its partners, their
    parent, affiliated and related companies, and all of their respective individual
    shareholders, directors, officers, employees, licensees and assigns from and
    against any claims, actions, losses and expenses (including legal expenses)
    occasioned by any breach of your representations and warranties or any other
    provision of this license, release and waiver.
  6. You shall not have any right to terminate the permissions granted herein, nor
    to seek, obtain, or enforce any injunctive or other equitable relief against R4Z
    Data, all of which such rights are hereby expressly and irrevocably waived by
    you in favour of R4Z Data.
  7. You acknowledge having obtained independent legal advice in connection with
    this license, release and waiver, failing which, you shall be deemed to have
    voluntarily waived the right to seek such independent legal advice.
  8. Certain portions of a R4Z Data Site may run specific Photo submission
    campaigns, promotions or contests which envision reproduction of your photos in
    other publications or media. Certain portions of a R4Z Data Site may also
    provide services to which you may upload your Photos for private viewing only
    (including but not limited to access by password and/or secure link only). In
    addition to the general Terms and Conditions for a R4Z Data Site (including the
    Licence, Release and Waiver terms for Photos and Submitter Content incorporated
    therein), any specific terms and conditions of those services, campaigns,
    promotions or contests shall apply to those Photo submissions and are
    incorporated into this licence. To the extent that there is conflict between the
    provisions of those specific terms, this licence and the general Terms and
    Conditions for a R4Z Data Site, the provisions of the specific terms and
    conditions of those Photo services, campaigns, promotions or contests shall
    apply. Except as otherwise defined in this license or in any specific terms and
    conditions of a Photo submission opportunity, any capitalized terms shall have
    the meanings given to such terms in the general Terms and Conditions.

Schedule “B” – Submitter Content Submission Licence, Release and Waiver

In consideration of R4Z Data’s agreement to allow you to post, e-mail, transmit,
upload or otherwise submit any Submitter Content materials to a R4Z Data Site or
Services and, possibly, to review, and potentially publish any such materials
submitted to R4Z Data by you, and for other valuable consideration the receipt
and sufficiency of which are hereby expressly and irrevocably acknowledged, you
agree with R4Z Data as follows.

  1. You acknowledge that:
    a. by posting, e-mailing, transmitting, uploading or otherwise submitting any
    Submitter Content to a R4Z Data Site or Service, you hereby irrevocably grant
    and assign to R4Z Data the unlimited right and licence, for the full term of
    copyright or any extension thereof, to copy, adapt, transmit, communicate,
    public display and perform, distribute and create compilations and derivative
    works from such Submitter Content, and to publish, reproduce and otherwise use
    and exploit the Submitter Content in any manner and in any and all media,
    whether now known or hereafter devised, throughout the world, without further
    compensation. R4Z Data shall be entitled to edit the Submitter Content, and you
    hereby waive in favour of R4Z Data and its assigns, all “moral rights” in and to
    the Submitter Content. Nothing herein shall obligate R4Z Data to use or publish
    the Submitter Content in any manner. The rights granted hereunder may be freely
    assigned or sub-licensed by R4Z Data to any third party.
    b. R4Z Data receives numerous submissions of ideas, stories and other materials
    from other sources and, in addition, R4Z Data creates, and/or commissions others
    to create on R4Z Data’s behalf, such materials (collectively the “R4Z Data
    Materials”). The subject matter and substance and/or other elements
    (collectively the “Elements”) contained in the R4Z Data Materials may be similar
    to those contained in the Submitter Content submitted by you. You expressly and
    irrevocably understand, acknowledge and agree that R4Z Data is accepting the
    Submitter Content at your request, which request was and is deemed to have been
    made by you after having been advised by R4Z Data that there are or may be
    pre-existing R4Z Data Materials which may have one or more Elements similar, or
    substantially similar, to those found in the Submitter Content;
    c. R4Z Data shall be entitled to use the Submitter Content you submit to R4Z
    Data without compensation or obligation to you; and
    d. There is no relationship of any type created, including without limitation
    any agency, or fiduciary relationship, as between you and R4Z Data by virtue of
    the submission by you of the Submitter Content to R4Z Data hereunder.
  2. You hereby expressly and irrevocably release and forever discharge R4Z Data
    its parent, subsidiary, affiliated and associated companies, and their
    directors, officers, employees, agents, representatives, independent and
    dependent contractors, licensees, successors and assigns of and from any and all
    actions, causes of action, suits, proceedings, liability, debts, judgments,
    claims and demands whatsoever in law or equity which you ever had, now have, or
    hereafter can, shall or may have, for or by reason of, or arising directly or
    indirectly out of, R4Z Data use of the Submitter Content.
  3. You represent and warrant that:
    a. the Submitter Content you submit, and each and every of its component
    elements, are wholly original with you and not copied in whole or part from any
    other work;
    b. you have the full and complete right to grant the permissions given hereunder
    to R4Z Data, and that no further permissions are required from, nor payments
    required to be made to any third party in connection with the use by R4Z Data of
    the Submitter Content as contemplated herein; and
    c. the Submitter Content does not defame any person and does not infringe upon
    the copyright, moral rights, publicity rights, privacy rights or any other right
    of any person, or company, or violate any law or judicial or governmental order.
  4. You hereby agree to indemnify and hold harmless R4Z Data, its partners,
    co-producers, financiers and distributors, their parent, affiliated and related
    companies, and all of their respective individual shareholders, directors,
    officers, employees, licensees and assigns from and against any claims, actions,
    losses and expenses (including legal expenses) occasioned by any breach of your
    representations and warranties or any other provision of this license, release
    and waiver.
  5. You shall not have any right to terminate the permissions granted herein, nor
    to seek, obtain, or enforce any injunctive or other equitable relief against R4Z
    Data all of which such rights are hereby expressly and irrevocably waived by you
    in favour of R4Z Data
  6. You acknowledge having obtained independent legal advice in connection with
    this license, release and waiver, failing which, you shall be deemed to have
    voluntarily waived the right to seek such independent legal advice.
  7. Except to the extent that they conflict with the license, release and waiver
    terms of the upload of your Photos, and/or Submitter Content, the general Terms
    and Conditions for use of a R4Z Data Site are also applicable to your submission
    of Submitter Content and such Terms and Conditions are incorporated into this
    license. If those general R4Z Data Terms and Conditions conflict with the terms
    and conditions of this license, release and waiver, this license, release and
    waiver will govern. Except as otherwise defined in this license, any capitalized
    terms shall have the meanings given to such terms in the general Terms and
    Conditions.

Last revised Wednesday, January 28, 2015.

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